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FAQ’s About
Leasing at Friendly Acura

Leasing a Friendly Acura through Acura Financial Services® (AFS) comes with many advantages you may not know about. Here are responses to common questions about leasing at Friendly Acura.


I typically drive more than 15,000 miles per year. Does that mean I shouldn’t lease?

Not at all. Once your Acura Luxury Lease begins, you cannot change your mileage allowance. However, we have special lease programs that allow you to buy “up-front” mileage less expensively than you would pay at the conclusion of the lease. This cost can conveniently be included in your monthly payment.

Note: If you do not use all the miles you purchase, no refund is made. Ask your Friendly Acura sales consultant for details.


Where can I find my mileage allowance for my lease?

You can locate your lease’s mileage allowance on your lease agreement. If you have any questions, you can also contact your Friendly Acura sales consultant for assistance.


What if I go over my mileage allowance?

If you go over your mileage allowance, charges may apply. Please review your lease agreement for details. Your Friendly Acura sales consultant can help you, too.


Do I need to perform maintenance on a leased vehicle?

Yes. As part of your Acura Luxury Lease agreement, you are responsible for servicing your vehicle in accordance with the manufacturer’s minimum recommendations and as requested by the manufacturer in connection with any recall campaign. Our Friendly Service Department can guide you as well.


What are the insurance requirements for a leased vehicle?

AFS requires you must maintain physical damage, comprehensive, and collision insurance coverage for the duration of your contract for the minimum coverages required by the laws of the state in which you reside. Honda Lease Trust (HVT, Inc. in NY and VA) should be listed as an additional insured and loss payee. Please read your lease agreement carefully and contact your insurance agent for details on your state’s requirements or information on coverage to suit your specific needs.


After an accident, how do I get an insurance check endorsed to pay for vehicle repairs?

You will need to mail the check to AFS for endorsement. Contact AFS Client Services for more information. Don’t forget to include your AFS account number on your check for reference.

  • If the check is less than $1,000, it will be endorsed without documentation if the account is current.
  • If the check is $1,000 to $5,000, a copy of the insurance estimate and the completed repair order will be required.
  • If check is more than $5,000, a copy of the insurance estimate, a completed repair order and a dealer inspection will be required.


I want to buy a vehicle service contract. Can I include the cost in my lease payment?

You may include an Acura Care® Vehicle Service Contract (VSC) in your Acura Luxury Lease contract if you purchase it at the time of your lease agreement. Acura Care adds protection, but is not a leasing requirement and is fully optional. Check with your Friendly Acura sales consultant for details.


What happens if my vehicle is stolen or “totaled” in an accident?

In this case, please continue to make your payments and immediately notify AFS Client Services to discuss the next steps. All Acura leases include Guaranteed Asset Protection (GAP) to protect you if your insurance company pays less than the amount it would cost to pay off the car. The lease GAP coverage provides different protection than Acura Care GAP and certain exclusions and limitations apply, so please refer to your contract or contact AFS Client Services for details.


If I lease, am I responsible for sales tax and property tax?

In some states, you pay sales tax that is based upon your monthly payments. Other states require you to pay tax on the full value of the vehicle. Property tax treatment varies from state to state as well. Ask your Friendly Acura sales consultant for information about the tax regulations in your state or contact the Tax Assessor office.


What are Acura Loyalty Advantage benefits?

Acura Loyalty Advantage benefits reward loyal AFS lease clients by offering:

  • Momentum Miles®: If you have driven fewer than your contracted lease miles, your unused lease miles (up to 15,000) will be rounded up to the nearest 1,000 and added to your next Acura Luxury Lease.
  • Mileage Forgiveness®: If you have driven more than your contracted lease miles, we will waive half of your excess mileage (up to 7,500) when you lease or finance through AFS. Plus, if you choose to lease another new Acura with us, we’ll add an additional 1,000 miles to your base mileage amount.

Plus, as a loyal AFS client1, you can also take advantage of:

  • An additional $750 Excessive Wear-and-Use or Damage Waiver2 (up to $1,500 total waived) on your current lease
  • A waiver on the turn-in fee3 for your current lease


Let’s Shop For a Friendly Acura

At the end of the day, leasing a new Acura from Friendly Acura just makes sense. Now it’s time to find out which new Acura model is right for you. Check out our selection of Acura SUVs like the MDX and RDX, or Acura Sedans like the TLX and ILX, then calculate your payment online with [email protected] or contact us to schedule a test drive to see your new Acura first-hand.


1A loyal client is one who purchases or leases another new Acura or Honda automobile within 30 days prior to or after the turn-in date. 2An Acura Luxury Lease includes a $750 Excessive Wear-and-Use or Damage Waiver. Loyal clients may qualify for an additional waiver and may be eligible for a turn-in fee waiver. Total Excessive Wear-and-Use or Damage Waiver amount not to exceed $1,500. 3The turn-in fee amount depends on your state. See your lease contract for details.

Friendly Acura of Middletown 41.4200148, -74.430821.